a { color:#727272; }
a:hover { color:#01B4FF; }
h1 { margin:0px; font:normal 22px verdana; color:#1A2F7E; }
.heading { margin:0px; font:bold 12px Tahoma; color:#02B3FF; }
p { margin:0px; padding:0px; }
.padding { padding:0px 20px 0px 20px; width:209px; }
.rpadding { padding-right:20px; width:666px; text-align:justify; }
.top-link { margin:27px 0px 48px 0px; text-align:right; }
.link { margin-left:15px; font:11px tahoma; color:#6C6C6C; padding:0px 0px 0px 16px; text-decoration:none; }
.nav { margin:0px; padding:0px; }
.nav li { list-style-type:none; height:19px; width:197px; border-bottom:1px solid #7FD9FE; padding-top:5px; }
.nav li a { font:11px tahoma; color:#182983; text-decoration:none; padding-left:59px; }
.linker { font:11px tahoma; color:#182983; text-decoration:none; }
.wtext { font:bold 11px Verdana; color:#ffffff; text-decoration:none; }
.wtext:hover { text-decoration:underline; color:#ffffff; }
.list { list-style-image:url(../images/bullet.gif); font:bold 11px Tahoma; line-height:20px; margin-top:12px; margin-bottom:12px;}
.footer { height:25px; margin:0px 20px 6px 20px; width:895px; background:#00B4FE; text-align:center; padding-top:10px; font:11px Verdana; color:#ffffff; }
.red { color:#DF1F27; }